Zcash to Monero
ZEC to XMR: swap Zcash to Monero with
On , our floating quote for 5 ZEC was 8.8413 XMR after a 0.009 XMR payout fee.
Rate before the payout fee: 1 ZEC ≈ 1.7701 XMR (our calculation from that quote).
- ZcashZEC
- MoneroXMR
No account, no email and no ID needed to swap.
ZEC / XMR rate
1 ZEC =1.7701XMR
−6.40%24h
- 24h change
- −6.40%
- 24h high
- 2.0768 XMR
- 24h low
- 1.7836 XMR
- 7d change
- −6.39%
- Minimum (floating)
- 0.03279 ZEC
- Fixed rate
- Available from 0.02322 to 68.2428 ZEC
- Payout fee
- 0.009 XMR0.1% of the payout at 5 ZEC
- Time estimate
- 10 to 60 minutesAn estimate for this pair, not a promise
- Networks
- Zcash → Monero
The exchange spread and our fee are inside the rate. The payout fee is taken from the amount you receive.
Our quotes, not guarantees. Recorded 10 Nov 2026, 17:00 UTC.
Keep swapping
More swaps people make
- BTC to XMR1 BTC → 128.9832 XMR+5.36%
- XMR to BTC1 XMR → 0.007333 BTC−5.07%
- USDT (TRC-20) to XMR1 USDT → 0.001741 XMR+7.17%
- LTC to XMR1 LTC → 0.08812 XMR+4.43%
- ETH to XMR1 ETH → 3.5631 XMR+2.25%
- XMR to USDT (TRC-20)1 XMR → 536.7842 USDT−6.72%
- USDT (ERC-20) to XMR1 USDT → 0.001758 XMR+7.11%
- XMR to ETH1 XMR → 0.2647 ETH−2.29%
Before you swap
Update your Zcash wallet first, and let it move any ZEC still in the old Orchard pool before you pay, because each Orchard exit shows its amount. Give a new Monero subaddress for the payout. Paste the Zcash address you send from as the sending address. When your ZEC deposit has enough confirmations, the XMR is sent.
Convert ZEC to XMR: what you get for common amounts
| You send | You get (floating) | Payout fee share | Fixed quote |
|---|---|---|---|
| 0.099 ZEC | 0.1496 XMR | 5.68% | – |
| 5 ZEC | 8.8413 XMR | 0.1% | 8.8165 XMR |
| 25 ZEC | 44.2658 XMR | 0.02% | 44.1464 XMR |
| 100 ZEC | 174.7549 XMR | 0.01% | – |
Our quotes, not guarantees. Recorded 10 Nov 2026, 17:00 UTC. The payout fee is already taken off. It depends on the network and can change with the amount, and it takes a bigger share of small swaps. Fixed and floating quotes are separate offers, and either can be higher.
ZEC to XMR history from our own quotes
Last 24 hours
-6.4%
Low 1.7836 · High 2.0768 XMR
Last 7 days
-6.39%
Low 1.7836 · High 2.1941 XMR
Last 30 days
-22.74%
Low 1.7687 · High 2.4408 XMR
- Median payout fee over the last 7 days: 0.009 XMR.
- Over the last 30 days, fixed quotes were 0.32% lower than floating quotes (middle half 0.3% to 0.49% lower, 2,912 paired quotes).
- Over the last 30 days, 99.9% of our floating quote checks for this pair succeeded.
How to swap ZEC to XMR
Enter an amount and paste your XMR address on Monero. At our last check the minimum was 0.03279 ZEC. The swap box shows the live minimum.
Send the exact amount in one transaction from Zcash to the deposit address shown after you start.
Zcash adds a block about 75 seconds on average. How many confirmations are needed depends on the coin, and the order page shows each step.
Your XMR is sent to your address. Your wallet can spend it after 10 blocks.
Going the other way: XMR to ZEC
- Minimum 0.0508 XMR, payout fee 0.01 ZEC.
- 0.16 XMR → 0.07169 ZEC
- 1 XMR → 0.5172 ZEC
- Checked 10 Nov 2026, 17:00 UTC.
Why people swap Zcash to Monero
Leaving optional privacy for privacy by default
People swap ZEC to XMR when the wallet, app or contact they pay next takes Monero. Others want a coin where privacy does not depend on picking the right address type every time. On Monero, every payment hides the sender, the receiver and the amount, as our Monero (XMR) coin page explains.
That protection starts with the payout. On the Zcash side, paying from your shielded balance keeps your address hidden, and our Zcash (ZEC) coin page explains what each Zcash address type shows.
Paying the deposit privately
Look at the deposit address on your order page before you pay. If it starts with t1 or t3, it is transparent. Pay it from your shielded balance and only the amount shows, not your address. Paid from a transparent address, the deposit shows your address as well. The Zcash to Bitcoin swap page explains how to pick the balance that pays.
ZEC still in the old Orchard pool needs one more step. Since the Ironwood upgrade on 28 July 2026, Orchard takes no new funds. Coins can leave it only into Ironwood or to a transparent address, and each exit amount is public. ZIP 318, a draft wallet guide, says the wallet must show you its plan and ask before funds leave Orchard. Let an updated wallet move them to Ironwood first, then pay the deposit. Transactions built under the old rules are no longer valid, so update your wallet before you send.
Receiving XMR after using Zcash
Give a new Monero subaddress, which starts with 8, from a wallet you control. The XMR stays locked for 10 confirmations, about 20 minutes. In Zcash, waiting 10 confirmations is a wallet guideline from ZIP 315. In Monero, the lock is a network rule.
The form asks for the Zcash address you send from. If you pay from a transparent address, a refund goes back to it in public.
Once sent, the ZEC has left your wallet. Our swap record keeps no name and no IP address, as our Privacy Policy sets out. With a floating quote, the XMR amount stays open until your ZEC deposit confirms. New to Monero? The Monero wallet guide shows how to set up a wallet and make a subaddress.
Sending ZEC and receiving XMR
Sending ZEC (Zcash)
Send ZEC on the Zcash network, in one transaction, to the deposit address of your order. Zcash has transparent and shielded addresses. Check which type the deposit address is and which pool your ZEC sits in, because both decide what the chain shows about your payment.
- Copy and paste the full deposit address. Transparent addresses start with t1 or t3 and have 35 characters. Sapling addresses start with zs1 and have 78. Unified addresses start with u1 and are longer.
- If your ZEC is on an exchange account, withdraw it to your own wallet first. Paste the Zcash address you send from as the sending address.
Receiving XMR (Monero)
Give a Monero address from a wallet you control. A subaddress starts with 8 and a standard address starts with 4. Both have 95 characters. Received XMR stays locked for 10 confirmations, about 20 minutes, before you can spend it.
- Your wallet finds the payout by scanning new blocks with your private view key. If the XMR does not show yet, let the wallet finish syncing. If you restored the wallet, check that its restore height is not later than your swap.
- You can scan for one transaction ID in your wallet. Through a remote node, this can show that ID to the node operator. A web explorer can only decode a payout if you enter your address and private view key, and that server then sees both.
ZEC to XMR questions
Questions about Zcash itself, such as legality and delistings, are answered in our Zcash (ZEC) coin guide
Questions about Monero itself, such as legality and delistings, are answered in our Monero (XMR) coin guide
How do I swap Zcash to Monero?
Pick ZEC as the coin you send and XMR as the coin you get. Paste a Monero address from your own wallet, ideally a new subaddress. If you pay from a transparent Zcash address, you can add it as the sending address. Send the ZEC in one transaction to the deposit address of your order. Your order page shows the progress until the XMR is sent.
Can I exchange ZEC to XMR with no KYC?
Yes. The swap needs no account, no email and no ID, so you swap anonymously. For the strongest privacy, pay from your shielded balance so the deposit does not show your Zcash address. The XMR you receive is private by default.
Read more: HiddenSwap as a private crypto exchange
How do I keep the Zcash side of the swap private?
Pay the deposit from your shielded balance, and your address stays hidden, with only the amount at a transparent deposit address in view. From the moment the XMR arrives, Monero hides the sender, the receiver and the amount. Our swap record keeps no name and no IP address.
Read more: Privacy Policy: what we keep for each swap
Can I pay the deposit with ZEC that is still in the Orchard pool?
Orchard funds can leave only into Ironwood or to a transparent address, and each exit shows its amount on the chain. Use a wallet with Ironwood support. Under ZIP 318, a draft wallet guide, it must show you the plan and ask before any funds leave Orchard. Let it move the coins to Ironwood first, then pay the deposit from there.
Can I send ZEC straight to a Monero address?
No. Zcash and Monero run on separate chains, so a Zcash wallet has no way to pay a Monero address. The ZEC goes to the deposit address of your order. The XMR then reaches the Monero address you entered, which starts with 4 or 8 and usually has 95 characters.
How is a Monero view key different from a Zcash viewing key?
Both let someone see payments without the power to spend. A Zcash viewing key can show incoming and outgoing payments. A Monero private view key shows incoming payments, and a view-only wallet built from it cannot reliably show spent coins, so its balance can be wrong. Share either key only with someone you trust to see that history.
When can I spend the XMR from this swap?
After 10 confirmations, about 20 minutes. The XMR shows in your total balance first and moves to your unlocked balance after that. In Monero this lock is a network rule for every payment, so it does not depend on the swap.
Where does a ZEC refund go?
To the transparent Zcash address the ZEC came from, and a refund to one is public, like any transparent payment. The sending address field takes only transparent t1 or t3 addresses. Paying from a shielded balance? Leave that field empty. Such a deposit shows no sender address, so if a refund is needed, support can add a refund address when you write with your order ID.