Bitcoin to USD Coin
BTC to USDC (ERC-20): exchange Bitcoin to USD Coin on Ethereum with
On , our floating quote for 0.01 BTC was 774.8217 USDC (ERC-20) after a 7.5714 USDC (ERC-20) payout fee.
Rate before the payout fee: 1 BTC ≈ 78,239.31 USDC (ERC-20) (our calculation from that quote).
- BitcoinBTC
- USD CoinUSDC · Ethereum
No account, no email and no ID needed to swap.
BTC / USDC (ERC-20) rate
1 BTC =78,239.31USDC (ERC-20)
−3.13%24h
- 24h change
- −3.13%
- 24h high
- 80,991.77 USDC (ERC-20)
- 24h low
- 78,031.76 USDC (ERC-20)
- Minimum (floating)
- 0.0002108 BTC
- Fixed rate
- Available from 0.0002159 to 6.6501 BTC
- Payout fee
- 7.5714 USDC (ERC-20)0.97% of the payout at 0.01 BTC
- Time estimate
- 10 to 60 minutesAn estimate for this pair, not a promise
- Networks
- Bitcoin → Ethereum
- USDC (ERC-20) token contract (never send funds to it)
- 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
The exchange spread and our fee are inside the rate. The payout fee is taken from the amount you receive.
Our quotes, not guarantees. Recorded 29 Oct 2026, 23:00 UTC.
Keep swapping
More swaps people make
- BTC to XMR1 BTC → 127.1429 XMR−5.69%
- XMR to BTC1 XMR → 0.007694 BTC+6.15%
- BTC to USDT (TRC-20)1 BTC → 78,357.09 USDT−2.77%
- USDC (ERC-20) to XMR1 USDC → 0.001571 XMR−5.21%
- XMR to USDC (ERC-20)1 XMR → 605.1868 USDC+2.99%
- BTC to ETH1 BTC → 34.441 ETH+0.83%
- ETH to BTC1 ETH → 0.02832 BTC−1.59%
- USDT (TRC-20) to BTC1 USDT → 0.00001241 BTC+2.77%
Before you swap
The USDC is paid on Ethereum, so give a 0x address, not a Bitcoin address. To move the USDC later, that address needs some ETH for gas. Pick a Bitcoin fee rate that fits current demand. Until the USDC is sent, the BTC waits at the deposit address of your order.
Convert BTC to USDC (ERC-20): what you get for common amounts
| You send | You get (floating) | Payout fee share | Fixed quote |
|---|---|---|---|
| 0.00064 BTC | 42.0062 USDC (ERC-20) | 15.27% | – |
| 0.01 BTC | 774.8217 USDC (ERC-20) | 0.97% | 771.282 USDC (ERC-20) |
| 0.05 BTC | 3,892.43 USDC (ERC-20) | 0.19% | 3,890.47 USDC (ERC-20) |
| 0.2 BTC | 15,595.13 USDC (ERC-20) | 0.05% | – |
Our quotes, not guarantees. Recorded 29 Oct 2026, 23:00 UTC. The payout fee is already taken off. It depends on the network and can change with the amount, and it takes a bigger share of small swaps. Fixed and floating quotes are separate offers, and either can be higher.
BTC to USDC (ERC-20) history from our own quotes
Last 24 hours
-3.13%
Low 78,031.76 · High 80,991.77 USDC (ERC-20)
- Median payout fee over the last 7 days: 0.1994 USDC (ERC-20).
- Since 28 Oct 2026, fixed quotes were 0.45% lower than floating quotes (middle half 0.45% to 0.45% lower, 141 paired quotes).
- Since 28 Oct 2026, 100% of our floating quote checks for this pair succeeded.
How to swap BTC to USDC (ERC-20)
Enter an amount and paste your USDC address on Ethereum. At our last check the minimum was 0.0002108 BTC. The swap box shows the live minimum.
Send the exact amount in one transaction from Bitcoin to the deposit address shown after you start.
Bitcoin adds a block about 10 minutes on average. How many confirmations are needed depends on the coin, and the order page shows each step.
Your USDC is sent to your address.
Going the other way: USDC (ERC-20) to BTC
- Minimum 42.7179 USDC (ERC-20), payout fee 0.0000049 BTC.
- 500 USDC (ERC-20) → 0.006085 BTC
- Checked 29 Oct 2026, 23:00 UTC.
Why people swap Bitcoin to USD Coin on Ethereum
From bitcoin to a dollar token on Ethereum
Bitcoin has no issuer, and its price moves with the market. USDC is a token that Circle issues and pegs to the US dollar. People make this swap to keep part of their bitcoin at a steady dollar value, or because an app or person they pay next asks for USDC. This page does not tell you which coin to hold.
Two things change when you make the move. First, under its USDC terms, Circle can block an address and freeze the USDC held there, which no one can do with bitcoin. Second, the USDC lives on Ethereum, a different network with its own rules for addresses and fees.
Sending the bitcoin
Send native BTC on the Bitcoin network, in one transaction, to the deposit address on your order page. The fee depends on the size of the transaction, not the amount. A fee rate set too low can leave the deposit waiting, and on a floating quote the USDC amount keeps moving while it waits. If the deposit is stuck, raise the fee with replace-by-fee if your wallet offers it, and never send a second payment to the same order. Our Bitcoin (BTC) coin page covers address types and fees.
The Ethereum address you give
Paste a 0x address from a wallet that shows Ethereum tokens. A Bitcoin address cannot receive USDC. The payout is an ERC-20 token on Ethereum mainnet, so USDC on Solana, Base or another network is not the same balance.
You need no ETH to receive the USDC. You do need ETH to move it later, because every Ethereum transaction, token transfers included, pays its gas in ETH. Our Ethereum (ETH) coin page explains gas. If you would rather hold a dollar token on Tron, see BTC to USDT (TRC-20).
Between the deposit and the payout, your BTC is no longer in your wallet. It waits at the deposit address of your order until the USDC is sent. If a swap cannot finish, the refund is BTC, and it goes to the Bitcoin address the BTC came from.
Sending BTC and receiving USDC (ERC-20)
Sending BTC (Bitcoin)
Send native BTC on the Bitcoin network, in one transaction, to the deposit address of your order. Bitcoin payments cannot be reversed, so check the address before you confirm. The fee depends on the transaction size, not the amount.
- Choose a fee rate that fits the current demand for block space. With a low fee rate your deposit can wait a long time, and a floating quote can change while it waits.
- If the deposit is stuck, raise the fee with replace-by-fee if your wallet offers it, and keep the same deposit address and amount. CPFP works only if the stuck payment sent change back to your wallet. Do not send a second payment to the same order.
Receiving USDC (ERC-20)
You receive USDC at an Ethereum address that starts with 0x and has 42 characters. It arrives as an ERC-20 token on Ethereum mainnet. You need no ETH to receive it, but you will need ETH to send it later.
- Paste the full 0x address from a wallet you control, with Ethereum mainnet selected.
- Add some ETH to the address if you plan to move the USDC later. Gas is paid in ETH, not in USDC.
BTC to USDC (ERC-20) questions
How do I swap BTC to USDC?
Choose BTC as the coin you send and USDC (ERC-20) as the coin you get. Enter the 0x address that should get the USDC and the Bitcoin address you send from. Then send native BTC to the deposit address on your order page, in one transaction. The USDC is sent once your deposit is credited.
Can I swap BTC to USDC without KYC?
Yes. You can start this swap with no account, no email and no ID. With no profile to sign in to, the link to your order page is how you get back to your swap, so save it when the order opens.
Why do I need ETH after the swap?
The USDC arrives as an ERC-20 token on Ethereum, and every Ethereum transaction pays its gas in ETH. You need no ETH to receive the USDC, but an address with USDC and no ETH cannot send it. Add some ETH before you plan to move it.
USDC or USDT: which one should I pick?
Both are tokens pegged to the US dollar, from different issuers. Circle issues USDC and Tether issues USDT, and each can freeze its token at an address. Pick the one the wallet, app or person you deal with next accepts, on the network they use.
Read more: BTC to USDT (TRC-20)
Is the payout USDC on Ethereum or on another network?
On Ethereum mainnet, as an ERC-20 token at a 0x address. USDC on Solana, Base or BNB Smart Chain is a separate balance on a separate network. If the USDC does not show, switch your wallet to Ethereum mainnet and add the token with Circle's contract.
My BTC deposit is not confirming. What can I do?
If your wallet offers replace-by-fee, raise the fee and keep the same deposit address and amount. Do not send a second payment to the same order. On a floating quote, the USDC amount is set when the deposit confirms.
How long does a BTC to USDC swap take?
Most of the wait is on the Bitcoin side. A Bitcoin block comes about every 10 minutes on average, but the time varies, and your deposit is credited after enough confirmations. An Ethereum block can come every 12 seconds, so the payout needs less waiting once it is sent.
Is the USDC amount fixed when I start the order?
Only on a fixed quote, and only for the exact amount shown, sent before the deadline on your order page. On a floating quote, the USDC amount follows the market until your deposit confirms. The payout fee in USDC is shown before you swap.