Bitcoin to Monero
BTC to XMR: swap Bitcoin to Monero with
On , our floating quote for 0.01 BTC was 1.277 XMR after a 0.009 XMR payout fee.
Rate before the payout fee: 1 BTC ≈ 128.5957 XMR (our calculation from that quote).
- BitcoinBTC
- MoneroXMR
No account, no email and no ID needed to swap.
BTC / XMR rate
1 BTC =128.5957XMR
−1.11%24h
- 24h change
- −1.11%
- 24h high
- 132.3137 XMR
- 24h low
- 127.296 XMR
- 7d change
- −4.66%
- Minimum (floating)
- 0.0001622 BTC
- Fixed rate
- Available from 0.0001825 to 2.185 BTC
- Payout fee
- 0.009 XMR0.7% of the payout at 0.01 BTC
- Time estimate
- 10 to 60 minutesAn estimate for this pair, not a promise
- Networks
- Bitcoin → Monero
The exchange spread and our fee are inside the rate. The payout fee is taken from the amount you receive.
Our quotes, not guarantees. Recorded 31 Oct 2026, 10:30 UTC.
Keep swapping
More swaps people make
- USDT (TRC-20) to XMR1 USDT → 0.001648 XMR−0.14%
- LTC to XMR1 LTC → 0.09123 XMR−1.59%
- ETH to XMR1 ETH → 3.7343 XMR−0.33%
- XMR to USDT (TRC-20)1 XMR → 585.7995 USDT+0.26%
- USDT (ERC-20) to XMR1 USDT → 0.001664 XMR−0.25%
- XMR to ETH1 XMR → 0.261 ETH+0.47%
- BTC to USDT (TRC-20)1 BTC → 76,749.08 USDT−0.42%
- SOL to XMR1 SOL → 0.1588 XMR−1.94%
Before you swap
Pick a fee that fits the Bitcoin network at the moment you send. A low fee can leave your deposit waiting for its first confirmation, and a floating quote can change before the deposit confirms. Your BTC goes to a one-time deposit address made for this order, and your XMR is sent after it is credited.
Convert BTC to XMR: what you get for common amounts
| You send | You get (floating) | Payout fee share | Fixed quote |
|---|---|---|---|
| 0.00049 BTC | 0.05351 XMR | 14.4% | – |
| 0.01 BTC | 1.277 XMR | 0.7% | 1.2697 XMR |
| 0.05 BTC | 6.3974 XMR | 0.14% | 6.3871 XMR |
| 0.2 BTC | 25.6047 XMR | 0.04% | – |
Our quotes, not guarantees. Recorded 31 Oct 2026, 10:30 UTC. The payout fee is already taken off. It depends on the network and can change with the amount, and it takes a bigger share of small swaps. Fixed and floating quotes are separate offers, and either can be higher.
BTC to XMR history from our own quotes
Last 24 hours
-1.11%
Low 127.296 · High 132.3137 XMR
Last 7 days
-4.66%
Low 120.0827 · High 135.9288 XMR
Last 30 days
-15.4%
Low 120.0827 · High 156.8077 XMR
- Median payout fee over the last 7 days: 0.009 XMR.
- Over the last 30 days, fixed quotes were 0.56% lower than floating quotes (middle half 0.55% to 0.57% lower, 2,942 paired quotes).
- Over the last 30 days, 100% of our floating quote checks for this pair succeeded.
How to swap BTC to XMR
Enter an amount and paste your XMR address on Monero. At our last check the minimum was 0.0001622 BTC. The swap box shows the live minimum.
Send the exact amount in one transaction from Bitcoin to the deposit address shown after you start.
Bitcoin adds a block about 10 minutes on average. How many confirmations are needed depends on the coin, and the order page shows each step.
Your XMR is sent to your address. Your wallet can spend it after 10 blocks.
Going the other way: XMR to BTC
- Minimum 0.01847 XMR, payout fee 0.0000029 BTC.
- 0.056 XMR → 0.0003806 BTC
- 1 XMR → 0.007605 BTC
- Checked 31 Oct 2026, 10:30 UTC.
Why people swap Bitcoin to Monero
Your Bitcoin history is open to anyone
Every Bitcoin payment is stored in public, for good. Anyone can look up the balance and the payments of any Bitcoin address. Anyone you have paid, and anyone who has paid you, knows at least one of your addresses. So this is a safety question as much as a privacy one.
That record is the usual reason for this swap. People move part of their BTC into Monero, which by default hides who sent a payment, who got it and how much it was. Our Monero (XMR) coin page explains how that works.
Your deposit is a normal Bitcoin payment. It spends outputs that your wallet received earlier, and most payments also send change back to you. For the strongest privacy, send from a wallet you control and use coin control, so the deposit does not tie unrelated receives together. Once the value is in XMR, Monero’s privacy covers every later payment. Our guide Is Monero traceable? lists more privacy habits.
Getting the deposit confirmed
Your wallet pays a fee for the size of the transaction, not for the amount. Our Bitcoin (BTC) coin page explains why a wallet full of small receives pays more. If the fee rate is below what the network is taking, the first confirmation can take much longer. With a floating quote, the rate is set once the deposit is confirmed, so a long wait gives the market more time to move.
Until it confirms, a Bitcoin payment is not final. Replace-By-Fee (BIP 125) lets a wallet replace a waiting payment with a version that pays a higher fee. Since Bitcoin Core 28.0, released in October 2024, its nodes accept such a replacement by default, even when the first version did not signal it. If you raise your fee this way, the new version has a new transaction ID. It must still pay the full amount to the deposit address of your order. Do not send a second payment instead.
While your swap runs
The deposit address is made for your order alone. Your BTC stays there, outside your wallet, until the XMR goes out. To go the other way later, see the Monero to Bitcoin swap.
No Monero wallet yet? The Monero wallet guide shows how to set one up and which address to paste.
Sending BTC and receiving XMR
Sending BTC (Bitcoin)
Send native BTC on the Bitcoin network, in one transaction, to the deposit address of your order. Bitcoin payments cannot be reversed, so check the address before you confirm. The fee depends on the transaction size, not the amount.
- Choose a fee rate that fits the current demand for block space. With a low fee rate your deposit can wait a long time, and a floating quote can change while it waits.
- If your coins are on an exchange account, withdraw to your own wallet first and send from there. The swap form needs the address you send from, and an exchange's address is not yours.
Receiving XMR (Monero)
Give a Monero address from a wallet you control. A subaddress starts with 8 and a standard address starts with 4. Both have 95 characters. Received XMR stays locked for 10 confirmations, about 20 minutes, before you can spend it.
- Use a new subaddress for each swap. A fresh subaddress makes it hard for the sender to link your payouts to each other.
- Your wallet finds the payout by scanning new blocks with your private view key. If the XMR does not show yet, let the wallet finish syncing. If you restored the wallet, check that its restore height is not later than your swap.
BTC to XMR questions
Questions about Monero itself, such as legality and delistings, are answered in our Monero (XMR) coin guide
Can I swap Bitcoin to Monero without KYC or anonymously?
Yes. A BTC to XMR swap needs no account, no email and no ID, so there is no KYC step and you swap anonymously. Bitcoin payments stay visible on the Bitcoin chain, while the XMR you receive is private by default.
Read more: Anonymous crypto exchange: what a swap asks for and keeps
How do I keep a BTC to XMR swap as private as possible?
Send the BTC from a wallet you control, not from an account that knows your name. If your wallet has coin control, pick the coins you spend so the deposit does not combine receives from unrelated sources. Receive the XMR at a new subaddress. From then on, Monero hides the sender, the receiver and the amount of every payment you make with it.
Does the Bitcoin network fee depend on how much BTC I send?
No. Bitcoin fees follow the size of the signed transaction in bytes, not its value. If your wallet has to combine many small receives to reach the amount, the transaction gets larger and the fee goes up.
My BTC deposit has no confirmation yet. What can I do?
Look up the transaction in your wallet or on a block explorer. If the fee was too low, see Getting the deposit confirmed above for how to raise it without sending twice.
Can I send Bitcoin straight to a Monero address?
No. Bitcoin and Monero are separate blockchains, and a Bitcoin wallet cannot pay a Monero address. A Monero address starts with 4 or 8 and is much longer than a Bitcoin address. To get XMR, send your BTC to the deposit address on your order page, and the XMR is sent to your Monero address.
Can I send wrapped BTC or BTC on another network?
No. This page swaps native BTC on the Bitcoin network, and the deposit address is a Bitcoin address. Wrapped BTC tokens live on other networks and are backed by BTC held in custody. They are separate assets and cannot be sent to this address.
Can I split my BTC deposit into several transactions?
No. Each order accepts one deposit. Send the full amount in one transaction to the deposit address of that order. Several deposits need help from support, and a fixed rate is not kept.
How long does a BTC to XMR swap take?
Most of the wait is on the Bitcoin side. Blocks come about every 10 minutes on average, but the gap between blocks is random. The deposit is credited once it has the Bitcoin confirmations it needs. Once the XMR arrives, your Monero wallet needs 10 confirmations before it can spend it. The order page shows each step.
Why did I get a different amount of XMR than the estimate?
With a floating quote, the final rate is set when the network has confirmed your deposit. A slow confirmation gives the market more time to move, so you can get a little more or a little less. A fixed quote keeps its rate if your deposit meets all of its conditions.