Tether to Monero
USDT (TRC-20) to XMR: exchange Tether on Tron to Monero with
On , our floating quote for 500 USDT (TRC-20) was 0.9644 XMR after a 0.009 XMR payout fee.
- TetherUSDT · Tron
- MoneroXMR
No account, no email and no ID needed to swap.
Holding USDT on Ethereum (address starts with 0x)? Swap USDT (ERC-20) to XMRTRC-20 or ERC-20?
USDT (TRC-20) / XMR rate
+2.02%24h
- 24h change
- +2.02%
- 24h high
- 0.002102 XMR
- 24h low
- 0.001882 XMR
- 7d change
- +19.95%
- Minimum (floating)
- 20.7034 USDT (TRC-20)
- Fixed rate
- Available from 16.648 to 141,094.31 USDT (TRC-20)
- Payout fee
- 0.009 XMR0.92% of the payout at 500 USDT (TRC-20)
- Time estimate
- 10 to 60 minutesAn estimate for this pair, not a promise
- Networks
- Tron → Monero
- USDT (TRC-20) token contract (never send funds to it)
- TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t
The exchange spread and our fee are inside the rate. The payout fee is taken from the amount you receive.
Our quotes, not guarantees. Recorded 15 Nov 2026, 16:45 UTC.
Keep swapping
More swaps people make
- BTC to XMR1 BTC → 126.2855 XMR+0.88%
- XMR to BTC1 XMR → 0.00749 BTC−0.80%
- LTC to XMR1 LTC → 0.08729 XMR+0.04%
- ETH to XMR1 ETH → 3.5279 XMR+0.75%
- USDT (ERC-20) to XMR1 USDT → 0.001951 XMR+2.16%
- XMR to ETH1 XMR → 0.2673 ETH−0.71%
- USDT (ERC-20) to USDT (TRC-20)1 USDT → 0.9748 USDT−0.01%
- BTC to USDT (TRC-20)1 BTC → 63,115.47 USDT−1.17%
Before you swap
USDT on an exchange account? Withdraw it on Tron to your own wallet first, because the swap form asks for the address you send from. Sending from your own Tron wallet? Check that it has TRX or energy for the transfer. Once the USDT on Tron is credited, the XMR payout follows.
Convert USDT (TRC-20) to XMR: what you get for common amounts
| You send | You get (floating) | Payout fee share | Fixed quote |
|---|---|---|---|
| 63 USDT (TRC-20) | 0.1052 XMR | 7.88% | – |
| 500 USDT (TRC-20) | 0.9644 XMR | 0.92% | 0.9585 XMR |
| 2,500 USDT (TRC-20) | 4.8765 XMR | 0.18% | 4.8668 XMR |
| 10,000 USDT (TRC-20) | 19.5619 XMR | 0.05% | – |
Our quotes, not guarantees. Recorded 15 Nov 2026, 16:45 UTC. The payout fee is already taken off. It depends on the network and can change with the amount, and it takes a bigger share of small swaps. Fixed and floating quotes are separate offers, and either can be higher.
USDT (TRC-20) to XMR history from our own quotes
Last 24 hours
+2.02%
Low 0.001882 · High 0.002102 XMR
Last 7 days
+19.95%
Low 0.001595 · High 0.002102 XMR
Last 30 days
+11.77%
Low 0.001499 · High 0.002102 XMR
- Median payout fee over the last 7 days: 0.009 XMR.
- Over the last 30 days, fixed quotes were 0.62% lower than floating quotes (middle half 0.61% to 0.63% lower, 2,914 paired quotes).
- Over the last 30 days, 100% of our floating quote checks for this pair succeeded.
How to swap USDT (TRC-20) to XMR
Enter an amount and paste your XMR address on Monero. At our last check the minimum was 20.7034 USDT (TRC-20). The swap box shows the live minimum.
Send the exact amount in one transaction from Tron to the deposit address shown after you start. Sending from your own wallet? Keep some TRX in it to pay the Tron network fee.
Tron adds a block about 3 seconds on average. How many confirmations are needed depends on the coin, and the order page shows each step.
Your XMR is sent to your address. Your wallet can spend it after 10 blocks.
Going the other way: XMR to USDT (TRC-20)
- Minimum 0.0329 XMR, payout fee 4.9336 USDT (TRC-20).
- 0.099 XMR → 40.0123 USDT (TRC-20)
- 1 XMR → 475.455 USDT (TRC-20)
- Checked 15 Nov 2026, 16:45 UTC.
Why people swap Tether on Tron to Monero
Starting from an exchange withdrawal
If your USDT on Tron is in an exchange account, this swap starts on the exchange’s withdrawal screen. Pick Tron (TRC-20) as the network. Paste the deposit address shown on your order, then check it against the order page.
You need no TRX for this step. The transfer comes from the exchange’s own address, so the network cost falls on that address. The exchange may still charge a withdrawal fee of its own. The swap itself then goes from your own wallet: the swap form asks for the address you send from, and a refund goes back there. Your own wallet does need TRX or energy for that transfer.
Sending from your own Tron wallet
Here you pay the network yourself, in energy and bandwidth. Our Tether (USDT) coin page explains how Tron charges for a USDT transfer and why energy has no free allowance. Three details matter at the moment you send.
First, the energy a transfer uses is not fixed. Under Tron’s dynamic energy model, a heavily used contract costs more energy per call, and the Tron docs name stablecoin contracts among them. An estimate from last week may be too low today.
Second, the fee limit caps what the call may spend on energy. A transfer that reaches it reverts with OUT_OF_ENERGY. The USDT stays in your wallet, but the energy or TRX used up to that point is gone.
Third, the energy does not have to be yours. Another account can delegate energy to your address. It keeps its own staked TRX and can take the energy back later.
For USDT on Ethereum, see USDT (ERC-20) to XMR. Our guide to both USDT networks sets the two side by side.
From deposit to payout
The XMR goes to a Monero address from your own wallet (how Monero privacy works). Between your deposit and the payout, the USDT is at the order’s deposit address, not in your Tron wallet. A floating quote is not locked, so the XMR amount can move until your deposit confirms, and a failed first transfer makes that wait longer. The way back is XMR to USDT (TRC-20).
No Monero wallet yet? The Monero wallet guide shows how to set one up and which address to paste.
Sending USDT (TRC-20) and receiving XMR
Sending USDT (TRC-20)
Send USDT on the Tron network only. Your wallet or exchange must show Tron or TRC-20 as the network. The sending address also needs TRX, because Tron charges for token transfers in energy and bandwidth, not in USDT.
- Keep some TRX in the sending address. A USDT transfer uses energy, and energy has no free quota. Without energy or TRX to burn, the transfer cannot be paid.
- If your coins are on an exchange account, withdraw to your own wallet first and send from there. The swap form needs the address you send from, and an exchange's address is not yours.
Receiving XMR (Monero)
Give a Monero address from a wallet you control. A subaddress starts with 8 and a standard address starts with 4. Both have 95 characters. Received XMR stays locked for 10 confirmations, about 20 minutes, before you can spend it.
- Use a new subaddress for each swap. A fresh subaddress makes it hard for the sender to link your payouts to each other.
- New XMR shows in your total balance first. It moves to your unlocked balance after 10 confirmations.
USDT (TRC-20) to XMR questions
Questions about Monero itself, such as legality and delistings, are answered in our Monero (XMR) coin guide
Do I need TRX if I withdraw the USDT from an exchange?
No. The exchange's own address makes the transfer, so the network cost falls on that address. The exchange may charge its own withdrawal fee. Choose Tron (TRC-20) as the withdrawal network, and withdraw to your own wallet, because the swap needs the address you send from.
My Tron wallet says the USDT transfer failed. What now?
Your USDT did not move, so the order still waits for it. Look at energy first. When a transfer lacks energy, or reaches its fee limit, Tron reverts it. If it reached the chain, the energy or TRX it used is still charged. Add TRX or energy, then send again to the same deposit address before the order expires.
What is the fee limit on a Tron transfer?
It is the most a smart contract call may spend on energy, and a USDT transfer is such a call. If the transfer would need more, it reverts with OUT_OF_ENERGY. The energy used up to that point is still charged, and your USDT stays in your wallet. Keep the fee limit your wallet suggests unless you know why to change it.
Why does my USDT transfer need more energy than last time?
Tron has a dynamic energy model. When a contract has used a lot of energy recently, each call to it costs more energy, up to a set maximum. The Tron docs name stablecoin contracts among those it is meant for. So check the estimate in your wallet each time you send.
Can another account give me energy for the transfer?
Yes. Another Tron account can delegate energy to your address, and you use it without staking TRX yourself. That account keeps its staked TRX. It can take the energy back later, unless it set a lock period.
Should I split the USDT into smaller transfers to save energy?
No. Each order accepts one deposit, so send the full amount in one transfer, as our Terms ask. Every USDT transfer is its own contract call, so two transfers also use energy twice.